CNP CYPRIALIFE - Pensions Managed Fund

Pensions Managed Fund

Pensions Managed Fund


The fund is addressed to investors with long-term horizon of more than 10 years and it focuses both on achieving capital appreciation and capital maintenance. The fund invests globally, including Cyprus, in fixed income investments (bonds and deposits) and development investments (equities and real estate). The fund is considered as medium risk and does not guarantee returns.  



The fund is addressed to investors with a long term horizon of over 10 years.




    Open-end Fund. Available only in new contracts.

    • Medium risk.
    • Equity investments are made when there are prospects for long-term growth, satisfactory dividend policy, satisfactory liquidity and low price fluctuations.
    • Investments are made in equities both globally and within Cyprus.
    • Prudent spread in each investment class for optimum investment risk profile.


    Last Five Calendar Years


    Income Investments: 20-60%

    Growth Investments: 30-70%

    Property Investments: 0-10%


    The fund managers have the right to alter the structure of the Fund in line with prevailing market conditions. Apart from special circumstances, the structure of the Fund will lie within the above restrictions.

    Income Investments: Bonds, bond mutual funds, fixed deposits, moneymarket instruments and policy loans

    Growth Investments: Listed shares and other admissible investments


    Launch Date: 01 May 2004

    Fund Managers: CNP CYPRIALIFE

    Monthly Administration Charges: 1/12 of the 1% of the fund’s size

    External Investment Managers: Allianz, Invesco, PIMCO, BlueBay, BlackRock, Goldman Sachs, BNP Paribas, La Bank Postale, Natixis, J.P. Morgan, Fidelity, Amundi, UBS


    Cyprus Stocks: 0,9%

    International Stocks: 36,2%

    Property: 6,6%

    Government Bonds: 23,7%

    Corporate Bonds: 29,5%

    Policyholder Loans: 0,0%

    Deposits and Moneymarket funds: 3,1%


    Fund Size (million Euros): €9,4

    Unit Bid Price: €3,196

    Unit Offer Price: €3,364

    Fund Start Date: 01-May-04

    Management Fee: monthly cut 1/12 of the 1,00% of total fund net assets.


    Download the document here

  • Sustainability Statement

    Download the document here.


Investing in this fund should be considered medium to long term. Fund performance is not guaranteed. The value of your investment will fluctuate depending on the fund's return and may decrease comparing to your initial capital.

The minimum fund stake is 10% of the premium invested. 

Past performance does not guarantee future performance. The value of the investment may be increased or decreased and there is no guarantee that the amount invested will be recovered.

The percentage return is calculated based on the change in the unit's bid value over the corresponding period.

Due to investments made abroad, part of the investment may be subject to exchange rate risk.

Contracts investing in the Pensions Managed Fund can also invest in the Pensions Money Fund.

It includes direct investments in real estate, company shares primarily engaged in the development and / or purchase of real estate and collective investment schemes in the real estate business.

The company reserves the right to increase the annual management fee up to 2%.

Explanations or clarifications regarding this form can be obtained either from your insurance consultant or from the Pancyprian Customer Service Center at 22 11 12 13. You can find further details about this fund in the relevant prospectus.

This information refers to the date listed in the heading of this form and is published only for information purposes, without being a call for investment or advice. The company is not responsible for any damages or losses that may arise from any use of this information. The company recommends obtaining professional advice before investing in the information contained in this document as well as in the prospectus.

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