CNP CYPRIALIFE - Balanced Fund

Balanced Fund

Balanced Fund

OBJECTIVE AND INVESTMENT POLICY

The fund is suitable for investors with at least a medium-term horizon of 7 years and aims for satisfactory long-term growth in value. The fund invests in a balanced manner both in growth investments (Cyprus and international stocks and property) and in defensive investments (bonds and cash).

There are no performance guarantees attaching to this fund.

RISK PROFILE

The fund is suitable for investors with a medium term horizon of at least 7 years.

AVAILABLE IN THE FOLLOWING PRODUCTS

CHARACTERISTICS

  • AVAILABILITY

    Open-end Fund. Available only in new contracts.

  • INVESTMENT CRITERIA
    • Low to medium risk.
    • Equity investments are made when there are prospects for long-term growth, satisfactory dividend policy, satisfactory liquidity and low price fluctuations.
    • Prudent risk spread in each investment class for optimum investment profile.
    • Investments are made in equities both globally and within Cyprus.
    • Investments in foreign equities are made mainly through globally recognized investment advisers.
  • INVESTMENT RISK

  • PERFORMANCE

    Last Five Calendar Years

  • INVESTMENT LIMITS

    Income Investments: 40-60%

    Growth Investments: 40-60%

    Property Investments: 0-10%

     

    The fund managers have the right to alter the structure of the Fund in line with prevailing market conditions. Apart from special circumstances, the structure of the Fund will lie within the above restrictions.

    Income Investments: Bonds, bond mutual funds, fixed deposits, moneymarket instruments and policy loans

    Growth Investments: Listed shares and other admissible investments

  • DETAILS

    Launch Date: 01 June 2001

    Fund Managers: CNP CYPRIALIFE

    Monthly Administration Charges: 1/12 of the 1% of the fund’s size

    External Investment Managers: Allianz, Invesco, PIMCO, BlueBay, BlackRock, Goldman Sachs, BNP Paribas, La Bank Postale, Natixis, J.P. Morgan, Fidelity, Amundi, UBS

  • CURRENT INVESTMENT FUNDS DISTRIBUTION

    Cyprus Stocks: 1,5%

    International Stocks: 39,7%

    Property: 5,1%

    Government Bonds: 20,2%

    Corporate Bonds: 31,0%

    Policyholder Loans: 0,3%

    Deposits and Moneymarket funds: 2,4%

  • FUND DETAILS ON 29th MARCH 2024

    Fund Size (million Euros): €77,3

    Unit Bid Price: €3,782

    Unit Offer Price: €3,981

    Fund Start Date: 01-June-01

    Management Fee: monthly cut 1/12 of the 1,00% of total fund net assets.

  • FUND PRICES

    See all fund prices

  • PRIIPS

    Download the document here

  • Sustainability Statement

    Download the document here.

IMPORTANT INFO

Investing in this fund should be considered medium to long term. Fund performance is not guaranteed. The value of your investment will fluctuate depending on the fund's return and may decrease comparing to your initial capital.

Due to investments made abroad, part of the investments may be subject to exchange rate risk.

The minimum fund stake is 10% of the premium invested. Past performance does not guarantee future performance. The value of the investment may be increased or decreased and there is no guarantee that the amount invested will be recovered.

The percentage return is calculated based on the change in the unit's bid value over the corresponding period.

It includes direct investments in real estate, company shares primarily engaged in the development and / or purchase of real estate and collective investment schemes in the real estate business.

The company reserves the right to increase the annual management fee up to 2%.

Explanations or clarifications regarding this form can be obtained either from your insurance consultant or from the Pancyprian Customer Service Center at 22 11 12 13. You can find further details about this fund in the relevant prospectus.

This information refers to the date listed in the heading of this form and is published only for information purposes, without being a call for investment or advice. The company is not responsible for any damages or losses that may arise from any use of this information. The company recommends obtaining professional advice before investing in the information contained in this document as well as in the prospectus.

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