This is an additional benefit that provides payment in case of permanent and total disability.
The main objective is the Insured's financial coverage in case the Insured is not able to work, due to a disease or an accident.
Ensures financial resources to deal with obligations, as the benefit's amount is paid in addition to the amount of the basic cover.
Individuals 18-55 or 60 years old, depending on the coverage expiration date.
The payment of the Insured Amount is made in 12 quarterly installments after 6 months of total disability.
Permanent Total Disability is activated when the insured becomes permanently and totally disabled due to illness or accident and as a result will never be able to work in any similar field, in the future.
You can choose between two PTD products, according to whether you want the expiry age of 60 or 65 years.
Coverage lasts depending on customer choice.
Until the age of 60 or 65 or until the basic plan expires (whichever is earlier).
This benefit has its own exceptions.
For further information please consult the Policy Conditions of the Benefit that you can request from your Insurance Agent or our customer service.