CNP CYPRIALIFE - Disability Monthly Income

Disability Monthly Income

Disability Monthly Income

Pension Plan's additional benefit that covers part of the Insured's average monthly income, in case of total disability.

Its main goal is the coverage when, due to accident or illness, the Insured is incapable of practising his / her profession or any other similar profession for which he / she has the qualifications. 


Benefit Payment

In the event of loss of life, an amount equal to the benefit, after the deduction of unpaid amounts up to the Insured's death, will be paid.

Travelling or Living Abroad

If the benefit becomes payable and the Insured is living outside of Cyprus and the European Union, payment will be made within one (1) year (maximum).


Individuals up to 50 years old, who wish to have insurance protection in case of total disability to practise their profession.



  • Overview

    The Basic Coverage of the Insurance includes:

    Covering part of the insured's average monthly income in case of total disability that lasts for a continuous period of at least 6 calendar months and - in the opinion of the company's medical practitioner - will prevent the insured from practising his / her profession or any other profession for which he / she has the qualifications.

    In case of a housewife, disability will be defined as her total disability to perform at least 3 of the following activities, without another person's help:

    • Personal hygiene
    • Dressing
    • Mobility
    • Food and drink
    • Hygiene
    • Continence
  • Duration

    10 to 30 years. 

  • Expiry Age

    60 years.


This benefit has its own exceptions.

For further information please consult the Policy Conditions of the Benefit that you can request from your Insurance Agent or our customer service.

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